Need Loan Origination System on Cloud? Galaxa Can be Solution

Rabu, 25 Oktober 2017 - 10:02 WIB
Need Loan Origination...
Need Loan Origination System on Cloud? Galaxa Can be Solution
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JAKARTA - The rapid development of technology has made the banking and financial industry have new challenge. The demand for faster loans, the difficulty of identifying potential customer risks and other challenges are the problems faced by financial institutions in Indonesia.

Generally, people like banks that give credit without long-winded. In addition, they also expect the proposed credit rejected or accepted by the bank.

"The people of Indonesia are like that," said CEO of Indonesian Cloud, Noerman Taufik in Jakarta on Tuesday (24/10).

In addition, new players who keep popping up or incessant penetration of old player marketing is a real example of other challenges that must be faced.

Therefore, according to Noerman, required banking technology that can quickly process the submission of credit. According to him, the financial industry also needs an integrated customer loan processing support system.

"But banks need to be careful too, to ensure that customers do not have problems, for example, they have bad loans in other banks, and for this kind of financial industry, Galaxa is the answer," he said.

According to Noerman, Galaxa was born from the differentiation of business conducted by Indonesian Cloud with some new initiatives and innovations. Integrated with owned infrastructure by focusing more on Software as a Services (SaaS) services than Infrastructure as a Services (IaaS).

Galaxa is a system developed by Indonesian Cloud with PT Digital Mind Systems specifically to support fast credit application processing required by banks and or other financial institutions. The main system underlying this Galaxa has proven its ability well in other leading banks in Indonesia.

"The technology utilized to meet this need is the electronic workflow technology, which is used in conjunction with the monitoring and controlling process of various work steps, including the use of digital imaging technology. To reduce the delay and inefficiency caused by workflow that is still paper based (paper-based workflow)," he said.

Meanwhile, COO of Indonesian Cloud, Kemal Alamsyah explained, Galaxa service is also integrated with Core Banking System, thus eliminating redundancy of data entry process and minimize the potential data entry error.

"Galaxa is also an integrated services with external agencies/third parties online as well as Integration with SMS/Email Gateway for customer service (tracking, notification), or internal processes (warning, performance reports / operational productivity), or other information required," he said.

Another advantage Galaxa is in terms of flexible payment structure, tailored to the needs. The options offered are: Opex with monthly basis or Opex payment system with pay as you go payment system or per application that is processed and approved only.

System security is also the focus of this Galaxa service, by applying an enterprise-level security level, your data will be safely stored in the ecosystem, overseen by the Indonesian Cloud cyber security expert directly, 24 hours a day, 7 days a week.
(rnz)
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